200 money calculators
Finance Calculators
Model payments, savings goals, debt payoff, budgets, retirement scenarios, investing assumptions, taxes, education costs, and insurance needs with editable inputs.
200 calculators
Personal finance
Mortgage & Home Buying
Mortgage Payment Calculator
Calculate principal-and-interest payment from the financed balance, mortgage rate, term, fees, and optional extra principal.
Open calculator → Mortgage & Home BuyingMortgage Affordability Calculator
Estimate a home-price ceiling from income, existing debt, down payment, mortgage rate, term, and a chosen housing-debt limit.
Open calculator → Mortgage & Home BuyingMortgage Refinance Break-Even Calculator
Find when refinance closing costs are recovered by the monthly payment reduction and compare that point with the planned holding period.
Open calculator → Mortgage & Home BuyingExtra Mortgage Payment Calculator
Estimate payoff time and interest saved when a fixed amount is added to the scheduled mortgage payment each month.
Open calculator → Mortgage & Home BuyingBiweekly Mortgage Payment Calculator
Translate a monthly mortgage payment into a 26-half-payment schedule and show the extra principal paid during a typical year.
Open calculator → Mortgage & Home BuyingMortgage Payoff Date Calculator
Project the remaining payoff duration from today’s balance, rate, term, and an optional recurring principal addition.
Open calculator → Mortgage & Home BuyingPMI Removal Calculator
Compare the current loan-to-value ratio with an 80% benchmark and estimate the balance reduction associated with that threshold.
Open calculator → Mortgage & Home BuyingMortgage Points Break-Even Calculator
Divide the upfront cost of mortgage points by the monthly payment reduction to estimate the break-even month.
Open calculator → Mortgage & Home BuyingARM Payment Change Calculator
Recalculate principal-and-interest payment after an adjustable mortgage rate change while holding balance and remaining term constant.
Open calculator → Mortgage & Home BuyingEscrow Payment Calculator
Convert annual property tax, insurance, and other escrowed charges into a monthly base and show the entered cushion separately.
Open calculator → Mortgage & Home BuyingProperty Tax Payment Calculator
Apply an entered property-tax rate to taxable value after subtracting an exemption or assessment reduction.
Open calculator → Mortgage & Home BuyingHome Insurance Monthly Cost Calculator
Spread an annual home-insurance premium and recurring policy fees across the selected number of installments.
Open calculator → Mortgage & Home BuyingMortgage APR Calculator
Approximate borrowing cost from the mortgage amount, stated rate, term, and included finance charges for a consistent loan comparison.
Open calculator → Mortgage & Home BuyingLoan-to-Value Calculator
Calculate loan-to-value percentage and remaining equity from an entered property value and secured loan balance.
Open calculator → Mortgage & Home BuyingDebt-to-Income Mortgage Calculator
Measure housing and other required monthly debt against gross monthly income for a stated mortgage scenario.
Open calculator → Mortgage & Home BuyingClosing Cost Calculator
Combine percentage-based closing costs, fixed charges, and prepaid reserves for an upfront home-purchase estimate.
Open calculator → Mortgage & Home BuyingDown Payment Savings Calculator
Project a down-payment fund from its current balance, monthly contributions, entered yield, time horizon, and target.
Open calculator → Mortgage & Home BuyingRent vs Buy Calculator
Compare entered monthly housing costs and upfront differences across the same number of years without assuming appreciation or resale value.
Open calculator → Mortgage & Home BuyingHome Equity Loan Payment Calculator
Calculate a fixed home-equity loan payment from the amount borrowed, rate, term, financed fees, and extra principal.
Open calculator → Mortgage & Home BuyingHELOC Interest-Only Payment Calculator
Estimate monthly interest and period cost for a HELOC balance during an interest-only phase.
Open calculator →Personal finance
Auto & Transportation
Auto Loan Payment Calculator
Calculate an auto-loan payment and scheduled repayment from vehicle financing amount, APR, term, fees, and extra principal.
Open calculator → Auto & TransportationAuto Loan Affordability Calculator
Estimate a vehicle-price ceiling from income, existing debt, down payment, APR, term, and a chosen debt-service limit.
Open calculator → Auto & TransportationCar Lease Payment Calculator
Estimate lease payment from capitalized cost, residual value, money factor, term, and entered monthly taxes or fees.
Open calculator → Auto & TransportationLease vs Buy Car Calculator
Compare entered lease and purchase payments plus their different upfront costs across one ownership horizon.
Open calculator → Auto & TransportationAuto Loan Refinance Calculator
Estimate when auto-refinance costs are recovered by the expected monthly payment reduction.
Open calculator → Auto & TransportationAuto Loan Payoff Calculator
Project months and interest remaining on an auto loan from balance, APR, payment, and optional extra principal.
Open calculator → Auto & TransportationCar Down Payment Calculator
Calculate a target vehicle down payment and the remaining cash needed after savings, trade equity, and rebates.
Open calculator → Auto & TransportationTrade-In Equity Calculator
Subtract the trade-in payoff from the appraised trade value to identify positive or negative equity.
Open calculator → Auto & TransportationNegative Equity Auto Loan Calculator
Combine vehicle price, trade payoff, trade value, cash down, and fees before calculating payment on rolled-in negative equity.
Open calculator → Auto & TransportationTotal Car Ownership Cost Calculator
Total depreciation, fuel, insurance, maintenance, financing, and registration across an entered ownership period.
Open calculator → Auto & TransportationFuel Cost Calculator
Estimate annual fuel gallons and spending from distance, fuel economy, and price per gallon.
Open calculator → Auto & TransportationEV Charging Cost Calculator
Estimate charging energy and cost from miles, vehicle efficiency, electricity price, and charging loss.
Open calculator → Auto & TransportationCommute Cost Calculator
Convert commute distance, workdays, per-mile vehicle cost, and parking or transit add-ons into monthly and annual totals.
Open calculator → Auto & TransportationCar Depreciation Calculator
Measure value lost between purchase and expected resale and express it across the ownership period.
Open calculator → Auto & TransportationAuto Insurance Budget Calculator
Project insurance premiums and one-time policy charges across several years using an entered annual increase.
Open calculator → Auto & TransportationCar Sales Tax Calculator
Apply an entered sales-tax rate to the taxable vehicle price and add separately stated purchase fees.
Open calculator → Auto & TransportationCar Loan APR Calculator
Approximate auto-finance APR from amount financed, stated rate, term, and included finance charges.
Open calculator → Auto & TransportationDealer Fee Impact Calculator
Isolate the payment and financed total created by dealer fees at the entered loan rate and term.
Open calculator → Auto & TransportationMileage Reimbursement Calculator
Multiply documented business miles by an entered reimbursement rate and subtract amounts already reimbursed.
Open calculator → Auto & TransportationVehicle Maintenance Budget Calculator
Project routine maintenance, repair reserve, and one-time service costs over the selected ownership period.
Open calculator →Personal finance
Credit & Debt
Credit Card Payoff Calculator
Project payoff time and interest for one revolving balance using its APR, fixed monthly payment, and optional extra payment.
Open calculator → Credit & DebtDebt Snowball Calculator
Simulate three debts while directing all available extra payment to the smallest remaining balance.
Open calculator → Credit & DebtDebt Avalanche Calculator
Simulate three debts while directing all available extra payment to the highest remaining APR.
Open calculator → Credit & DebtMinimum Payment Cost Calculator
Estimate payoff duration and interest when a revolving balance receives the entered fixed payment each month.
Open calculator → Credit & DebtBalance Transfer Savings Calculator
Compare estimated current-card interest with promotional-rate interest and the transfer fee across the promotional window.
Open calculator → Credit & DebtCredit Card Interest Calculator
Estimate interest added to a carried card balance over a selected number of months without new purchases.
Open calculator → Credit & DebtCredit Utilization Calculator
Calculate current utilization and the payment needed to reach an entered utilization target.
Open calculator → Credit & DebtConsolidation Loan Calculator
Compare a current debt-payment path with a fixed consolidation loan after including its origination fee.
Open calculator → Credit & DebtPersonal Loan Payment Calculator
Calculate a fixed personal-loan payment from amount, APR, term, financed fees, and optional extra principal.
Open calculator → Credit & DebtPersonal Loan Affordability Calculator
Estimate a personal-loan payment and principal limit after reserving money for existing expenses and a monthly cash buffer.
Open calculator → Credit & DebtPayday Loan APR Calculator
Annualize a short-term finance charge from cash received, total fee, and the number of loan days.
Open calculator → Credit & DebtBuy Now Pay Later Payment Calculator
Divide purchase price and stated fees across the selected number of equal installments.
Open calculator → Credit & DebtMedical Debt Payoff Calculator
Project a medical-balance payoff using the actual interest rate, agreed payment, and optional extra amount.
Open calculator → Credit & DebtStudent Loan Payoff Calculator
Estimate student-loan payoff time and interest from current balance, rate, required payment, and extra principal.
Open calculator → Credit & DebtStudent Loan Refinance Calculator
Compare refinance cost with the monthly payment reduction over the period the new student loan is expected to remain.
Open calculator → Credit & DebtStudent Loan Interest Calculator
Calculate simple interest accruing on a student-loan principal across a stated number of days.
Open calculator → Credit & DebtDebt-to-Income Ratio Calculator
Measure housing and other required monthly debt payments against gross monthly income.
Open calculator → Credit & DebtEmergency Debt Plan Calculator
Test an accelerated payoff amount for urgent unsecured debt while keeping the committed monthly payment visible.
Open calculator → Credit & DebtCollection Settlement Calculator
Compare a proposed collection settlement with the listed balance after adding fees and subtracting funds already reserved.
Open calculator → Credit & DebtCredit Score Utilization Planner
Estimate overall revolving utilization after a planned paydown and show the additional payment needed for a target ratio.
Open calculator →Personal finance
Savings & Cash Planning
Savings Goal Calculator
Project a savings balance from current cash, regular monthly deposits, entered yield, and a fixed planning horizon.
Open calculator → Savings & Cash PlanningEmergency Fund Calculator
Set an emergency-fund target from essential monthly expenses and coverage months, then calculate the remaining gap and funding time.
Open calculator → Savings & Cash PlanningCompound Interest Calculator
Separate contributed principal from compound growth for an initial deposit plus equal monthly contributions.
Open calculator → Savings & Cash PlanningSimple Interest Calculator
Calculate noncompounding interest and ending value from principal, annual rate, and elapsed years.
Open calculator → Savings & Cash PlanningMonthly Savings Calculator
Solve for the monthly deposit required to reach a future target from a current balance, time horizon, and entered yield.
Open calculator → Savings & Cash PlanningSavings Time to Goal Calculator
Estimate the number of months needed for a current balance and recurring deposit to reach a stated savings target.
Open calculator → Savings & Cash PlanningHigh-Yield Savings Interest Calculator
Estimate interest and ending balance for a high-yield savings account using APY, monthly deposits, and an entered holding period.
Open calculator → Savings & Cash PlanningCD Interest Calculator
Project a certificate of deposit’s maturity value using principal, APY, term in months, and compounding frequency.
Open calculator → Savings & Cash PlanningCD Ladder Calculator
Divide a deposit across equal CD rungs and show the principal maturing at each interval plus approximate first-cycle interest.
Open calculator → Savings & Cash PlanningMoney Market Yield Calculator
Estimate money-market interest over an entered number of months after subtracting recurring account fees.
Open calculator → Savings & Cash PlanningRule of 72 Calculator
Approximate how many years a balance takes to double at a constant annual percentage rate.
Open calculator → Savings & Cash PlanningInflation-Adjusted Savings Calculator
Discount a projected future savings balance into today’s purchasing power using an entered inflation rate.
Open calculator → Savings & Cash PlanningSavings Withdrawal Calculator
Simulate a starting savings balance under a fixed annual withdrawal and constant annual return for a selected number of years.
Open calculator → Savings & Cash PlanningSinking Fund Calculator
Calculate the monthly contribution needed for a dated, known expense after subtracting funds already reserved.
Open calculator → Savings & Cash PlanningVacation Savings Calculator
Build a vacation target from travel, lodging, food, activities, and contingency before calculating the monthly funding requirement.
Open calculator → Savings & Cash PlanningWedding Savings Calculator
Total major wedding budget categories and divide the unfunded balance across the months remaining.
Open calculator → Savings & Cash PlanningHoliday Budget Savings Calculator
Combine gifts, meals, travel, and other seasonal costs and calculate a deposit for each remaining payday.
Open calculator → Savings & Cash PlanningBaby Fund Calculator
Combine one-time preparation costs, leave-income replacement, medical amounts, and an initial childcare reserve into a funding target.
Open calculator → Savings & Cash PlanningMoving Fund Calculator
Total movers, deposits, travel, setup costs, and contingency, then spread the unfunded amount across months until moving day.
Open calculator → Savings & Cash PlanningDown Payment Timeline Calculator
Project when current savings and monthly deposits can reach a home-price percentage plus entered closing-cost cash.
Open calculator →Personal finance
Budgeting & Household Cash Flow
Monthly Budget Calculator
Reconcile monthly take-home income with fixed costs, flexible spending, debt payments, and planned saving to expose the remaining cash margin.
Open calculator → Budgeting & Household Cash Flow50/30/20 Budget Calculator
Compare entered needs, wants, and future-oriented allocations with 50%, 30%, and 20% reference shares of take-home income.
Open calculator → Budgeting & Household Cash FlowZero-Based Budget Calculator
Assign monthly income across needs, discretionary spending, debt, and saving, then show whether dollars remain unassigned or the plan is over budget.
Open calculator → Budgeting & Household Cash FlowPaycheck Budget Calculator
Allocate one take-home paycheck among bills due before the next pay date, everyday spending, saving, and a retained checking buffer.
Open calculator → Budgeting & Household Cash FlowWeekly Budget Calculator
Convert weekly take-home income and weekly spending categories into a weekly remainder without relying on a monthly average.
Open calculator → Budgeting & Household Cash FlowIrregular Income Budget Calculator
Build a conservative monthly plan from low, expected, and high income cases while protecting essential costs and a reserve contribution.
Open calculator → Budgeting & Household Cash FlowHousehold Expense Split Calculator
Divide a shared household expense using each person’s entered income rather than assuming an equal or unexplained percentage split.
Open calculator → Budgeting & Household Cash FlowRoommate Rent Split Calculator
Allocate rent between two roommates using private-room weights and an equal division of shared-space value.
Open calculator → Budgeting & Household Cash FlowGrocery Budget Calculator
Translate weekly grocery spending, household size, and a chosen contingency into monthly and annual food-budget figures.
Open calculator → Budgeting & Household Cash FlowUtility Budget Calculator
Combine electricity, gas, water, communications, and other recurring services, then add a seasonal monthly cushion.
Open calculator → Budgeting & Household Cash FlowSubscription Cost Calculator
Total monthly and annual subscriptions after including annual-only plans and identify the cost remaining after planned cancellations.
Open calculator → Budgeting & Household Cash FlowAnnual Expense Monthly Cost Calculator
Turn a known annual bill into the monthly deposit needed after accounting for money already reserved and months until payment.
Open calculator → Budgeting & Household Cash FlowCash Flow Calendar Calculator
Test whether starting cash and income arriving before the next pay date cover bills and spending that clear first.
Open calculator → Budgeting & Household Cash FlowBill Due Date Buffer Calculator
Calculate the checking buffer required to survive bills due before the next deposit while preserving a user-selected cash floor.
Open calculator → Budgeting & Household Cash FlowSavings Rate Calculator
Express monthly saving as a percentage of take-home income and show the cash not assigned to saving.
Open calculator → Budgeting & Household Cash FlowNet Worth Calculator
Subtract all entered liabilities from total assets to produce a balance-sheet snapshot for one date.
Open calculator → Budgeting & Household Cash FlowLiquid Net Worth Calculator
Subtract liabilities from cash and readily saleable financial assets while excluding property and other illiquid holdings.
Open calculator → Budgeting & Household Cash FlowPersonal Inflation Calculator
Derive the annualized price change experienced by a household from the same basket’s earlier cost, current cost, and elapsed time.
Open calculator → Budgeting & Household Cash FlowCost of Living Comparison Calculator
Compare two locations using monthly living costs, one-time moving differences, and a shared number of years.
Open calculator → Budgeting & Household Cash FlowLifestyle Creep Calculator
Measure how much of an income increase is absorbed by higher recurring lifestyle spending and how much remains available.
Open calculator →Personal finance
Retirement Planning
Retirement Savings Calculator
Project retirement savings from a current balance and monthly contributions, then express the result in nominal and inflation-adjusted dollars.
Open calculator → Retirement PlanningRetirement Income Calculator
Combine a portfolio withdrawal, Social Security estimate, and pension income, then apply one entered tax rate for a monthly planning figure.
Open calculator → Retirement PlanningRetirement Gap Calculator
Compare planned retirement spending with guaranteed income and a portfolio withdrawal to expose an annual surplus or shortfall.
Open calculator → Retirement PlanningFIRE Number Calculator
Translate annual spending not covered by other recurring income into a portfolio target using an entered withdrawal rate.
Open calculator → Retirement PlanningCoast FIRE Calculator
Calculate the present invested balance required to compound to a future retirement target without further contributions.
Open calculator → Retirement PlanningBarista FIRE Calculator
Calculate the portfolio needed after subtracting part-time and other recurring income from annual spending.
Open calculator → Retirement Planning401(k) Contribution Calculator
Project a 401(k) balance from salary-based employee contributions, an entered employer match, current savings, and modeled growth.
Open calculator → Retirement Planning401(k) Employer Match Calculator
Calculate annual employee contribution and employer match under an entered matching rate and compensation cap.
Open calculator → Retirement PlanningRoth vs Traditional 401(k) Calculator
Compare the future after-tax value of equal gross Roth and traditional 401(k) contribution budgets under entered current and retirement tax rates.
Open calculator → Retirement PlanningIRA Contribution Growth Calculator
Project an IRA balance from current savings and equal end-of-year contributions at a constant entered return.
Open calculator → Retirement PlanningRoth IRA Growth Calculator
Project Roth IRA contributions and modeled growth while keeping potential withdrawal tax outside the arithmetic.
Open calculator → Retirement PlanningRetirement Withdrawal Calculator
Simulate inflation-adjusted annual withdrawals from a retirement balance earning a constant annual return.
Open calculator → Retirement Planning4 Percent Rule Calculator
Calculate a first-year withdrawal from a portfolio and entered percentage without claiming that the amount is sustainable.
Open calculator → Retirement PlanningRequired Minimum Distribution Calculator
Divide the prior December 31 account balance by a user-selected IRS life-expectancy factor for a single-year RMD estimate.
Open calculator → Retirement PlanningSocial Security Break-Even Calculator
Compare cumulative entered monthly benefits from two claiming ages and estimate when delayed claiming catches up.
Open calculator → Retirement PlanningPension Lump Sum vs Monthly Calculator
Compare an entered pension lump sum with cumulative monthly pension payments and a modeled return on retained lump-sum assets.
Open calculator → Retirement PlanningAnnuity Payout Calculator
Estimate a level annual payout that amortizes an entered premium over a fixed term at a constant credited rate.
Open calculator → Retirement PlanningRetirement Taxable Income Estimator
Combine entered taxable portions of Social Security, pension, and account withdrawals before subtracting a deduction and applying a flat planning rate.
Open calculator → Retirement PlanningRetirement Healthcare Cost Calculator
Project first-year retirement healthcare cost and a level-inflation lifetime total from current annual cost and two time horizons.
Open calculator → Retirement PlanningRetirement Relocation Budget Calculator
Compare current and proposed retirement living costs over a shared period after adding one-time relocation expenses.
Open calculator →Personal finance
Investing & Portfolio
Investment Return Calculator
Measure holding-period investment return after including cash income, sale proceeds, purchase cost, and other entered costs.
Open calculator → Investing & PortfolioDollar-Cost Averaging Calculator
Project equal investments made at regular intervals and separate deposited principal from modeled growth.
Open calculator → Investing & PortfolioLump Sum vs DCA Calculator
Compare investing available cash immediately with deploying the same cash in equal monthly portions over a chosen period.
Open calculator → Investing & PortfolioPortfolio Allocation Calculator
Convert stock, bond, and cash target percentages into dollar targets and disclose whether the entered weights total 100%.
Open calculator → Investing & PortfolioPortfolio Rebalancing Calculator
Calculate stock, bond, and cash trades needed to move a portfolio from entered current values to stated target weights.
Open calculator → Investing & PortfolioDividend Income Calculator
Estimate gross and after-tax dividend income from share count, dividend per share, payment frequency, and an entered tax rate.
Open calculator → Investing & PortfolioDividend Reinvestment Calculator
Project an investment whose entered dividend yield is reinvested while the share value follows a separate growth assumption.
Open calculator → Investing & PortfolioCapital Gains Calculator
Estimate gain and tax from proceeds after selling costs, adjusted basis, and an entered capital-gains rate.
Open calculator → Investing & PortfolioTax-Loss Harvesting Estimate Calculator
Apply realized losses against entered capital gains, then estimate the tax effect of any additional ordinary-income offset.
Open calculator → Investing & PortfolioExpense Ratio Cost Calculator
Compare portfolio growth before and after an annual expense ratio while including equal monthly contributions.
Open calculator → Investing & PortfolioMutual Fund Fee Calculator
Model the combined effect of an upfront sales load and annual fund expenses on a single investment balance.
Open calculator → Investing & PortfolioETF Fee Comparison Calculator
Compare two ETF expense ratios using the same starting balance, gross return, and holding period.
Open calculator → Investing & PortfolioBond Yield Calculator
Approximate yield to maturity from bond price, face value, annual coupon, and years remaining.
Open calculator → Investing & PortfolioBond Price Calculator
Discount annual coupon payments and face value at an entered market yield to estimate a bond price.
Open calculator → Investing & PortfolioTreasury Ladder Calculator
Divide a Treasury allocation across equal maturity rungs and approximate first-cycle interest at one entered comparison yield.
Open calculator → Investing & PortfolioReal Return Calculator
Convert a nominal investment return into an inflation-adjusted return using the geometric relationship between the two rates.
Open calculator → Investing & PortfolioRisk Tolerance Allocation Calculator
Turn entered horizon, loss tolerance, liquidity need, and stability preference into an explicitly illustrative stock/bond/cash mix.
Open calculator → Investing & PortfolioStock Average Cost Calculator
Combine two stock purchases to calculate total shares, total cost basis, and weighted average price per share.
Open calculator → Investing & PortfolioInvestment Drawdown Calculator
Measure the dollar and percentage decline from a portfolio peak to a later trough.
Open calculator → Investing & PortfolioPortfolio CAGR Calculator
Calculate compound annual growth rate from starting value, ending value, and elapsed years.
Open calculator →Personal finance
Income, Payroll & Taxes
Gross to Net Paycheck Calculator
Estimate one paycheck’s take-home amount after pre-tax deductions, withholding, payroll taxes, and post-tax deductions.
Open calculator → Income, Payroll & TaxesHourly to Salary Calculator
Annualize an hourly wage using paid hours per week and paid weeks per year.
Open calculator → Income, Payroll & TaxesSalary to Hourly Calculator
Convert annual salary into an hourly equivalent using actual working hours and paid weeks.
Open calculator → Income, Payroll & TaxesOvertime Pay Calculator
Separate regular and overtime earnings using an entered overtime multiplier for one pay period.
Open calculator → Income, Payroll & TaxesBonus Paycheck Calculator
Estimate the net amount of a standalone bonus after withholding and payroll-tax rates.
Open calculator → Income, Payroll & TaxesCommission Pay Calculator
Combine base pay and tier-free commission earned on entered sales volume for the same period.
Open calculator → Income, Payroll & TaxesFreelance Rate Calculator
Solve for a billable hourly rate from desired take-home income, overhead, tax reserve, billable hours, and unpaid time.
Open calculator → Income, Payroll & TaxesContractor vs Employee Pay Calculator
Compare contractor revenue after expenses and tax reserve with employee salary plus employer-paid benefits.
Open calculator → Income, Payroll & TaxesSide Hustle Profit Calculator
Calculate side-hustle profit after business expenses and a tax reserve, then express the result per working hour.
Open calculator → Income, Payroll & TaxesSelf-Employment Tax Set-Aside Calculator
Apply entered income-tax and self-employment-tax reserve rates to net self-employment profit.
Open calculator → Income, Payroll & TaxesTax Withholding Estimate Calculator
Estimate annual withholding from taxable pay per period, withholding rate, and number of paychecks.
Open calculator → Income, Payroll & TaxesEffective Tax Rate Calculator
Divide total tax paid by gross income and separately show the after-tax amount.
Open calculator → Income, Payroll & TaxesMarginal Tax Bracket Calculator
Apply a user-entered threshold and marginal rate only to taxable income above that threshold.
Open calculator → Income, Payroll & TaxesState Income Tax Estimate Calculator
Estimate state income tax from gross income after a state deduction and entered flat rate.
Open calculator → Income, Payroll & TaxesSales Tax Calculator
Add tax to a price, remove tax from a total, or determine the effective rate with the comprehensive Sales Tax Calculator.
Open calculator → Income, Payroll & TaxesTip Income Calculator
Estimate gross and after-tax tip income from average tips per shift, shifts per week, working weeks, and a reserve rate.
Open calculator → Income, Payroll & TaxesRaise Impact Calculator
Convert an annual raise into gross and estimated after-tax monthly increases after subtracting added recurring costs.
Open calculator → Income, Payroll & TaxesCost of Commute vs Raise Calculator
Compare the after-tax monthly value of a raise with added commuting costs from travel, parking, and workdays.
Open calculator → Income, Payroll & TaxesAfter-Tax Investment Contribution Calculator
Calculate how much of a gross contribution budget remains investable after an entered tax rate and account fees.
Open calculator → Income, Payroll & TaxesTake-Home Pay Goal Calculator
Solve for the gross pay needed to reach a desired take-home amount after deductions and an entered combined withholding rate.
Open calculator →Personal finance
Family & Education Money
College Savings Calculator
Project a college fund from current savings and monthly deposits, then compare the ending balance with an entered education target.
Open calculator → Family & Education Money529 Plan Growth Calculator
Project a 529 balance from current funds and recurring contributions while keeping qualified-use and tax rules outside the arithmetic.
Open calculator → Family & Education MoneyStudent Loan Monthly Payment Calculator
Calculate fixed student-loan payment and scheduled interest from amount borrowed, APR, term, fees, and extra principal.
Open calculator → Family & Education MoneyCollege Cost Inflation Calculator
Inflate an entered annual college cost to the first enrollment year and total successive academic years.
Open calculator → Family & Education MoneyScholarship Gap Calculator
Subtract grants and scholarships from cost of attendance to show net price, then calculate the remaining family funding gap.
Open calculator → Family & Education MoneyParent Contribution Calculator
Estimate monthly and annual parent contribution capacity after essential costs, retirement saving, debt, and a retained cash buffer.
Open calculator → Family & Education MoneyChildcare Cost Calculator
Convert weekly childcare charges and annual fees into monthly and annual household costs.
Open calculator → Family & Education MoneyDaycare vs Stay-at-Home Calculator
Compare employment take-home pay and benefits with daycare, commuting, and other work-related costs.
Open calculator → Family & Education MoneyBaby Monthly Cost Calculator
Total recurring infant expenses across childcare, feeding, supplies, healthcare, clothing, and other entered categories.
Open calculator → Family & Education MoneyAllowance Calculator
Calculate weekly, monthly, and annual allowance across children and show the amount directed to saving.
Open calculator → Family & Education MoneyChore Pay Calculator
Estimate household chore payments from completed chores, rate per chore, children, and paid weeks.
Open calculator → Family & Education MoneyShared Parenting Expense Split Calculator
Allocate a shared child expense by parent income and reconcile direct payments already made.
Open calculator → Family & Education MoneyFamily Vacation Cost Projection Calculator
Total transportation, lodging, food, activities, and contingency, then show the unfunded family-vacation amount.
Open calculator → Family & Education MoneyTeen Car Budget Calculator
Combine vehicle payment, insurance, fuel, maintenance, registration, and upfront cash for a teen-driver budget.
Open calculator → Family & Education MoneyBack-to-School Budget Calculator
Total clothing, supplies, school fees, technology, and activities across children after subtracting money already reserved.
Open calculator → Family & Education MoneyPrivate School Cost Calculator
Project tuition, required fees, and transportation after aid across several school years at an entered inflation rate.
Open calculator → Family & Education MoneyTutoring Cost Calculator
Calculate tutoring cost from hourly rate, weekly hours, weeks, assessments, and materials.
Open calculator → Family & Education MoneyExtracurricular Activity Cost Calculator
Combine registration, equipment, travel, and recurring participation charges for one activity season.
Open calculator → Family & Education MoneyPet Ownership Cost Calculator
Project upfront and recurring pet costs across several years with an entered annual increase.
Open calculator → Family & Education MoneyElder Care Monthly Cost Calculator
Combine paid care hours, housing, medical, transportation, and other elder-care costs after family contributions.
Open calculator →Personal finance
Insurance & Risk Planning
Life Insurance Need Calculator
Build an entered life-insurance funding target from income replacement, debts, education or final costs, existing savings, and current coverage.
Open calculator → Insurance & Risk PlanningTerm Life vs Whole Life Cost Calculator
Compare entered term and whole-life premium outlays across one period while showing whole-life cash value separately.
Open calculator → Insurance & Risk PlanningDisability Insurance Income Need Calculator
Compare essential monthly expenses with other income and an entered disability-benefit percentage and cap.
Open calculator → Insurance & Risk PlanningHealth Insurance Premium vs Deductible Calculator
Compare two health plans using annual premiums and a simplified deductible, coinsurance, and out-of-pocket-limit scenario.
Open calculator → Insurance & Risk PlanningHSA Contribution Growth Calculator
Project an HSA balance from current funds, employee and employer contributions, modeled growth, and entered qualified withdrawals.
Open calculator → Insurance & Risk PlanningFSA Savings Calculator
Compare entered payroll-tax savings from an FSA election with eligible reimbursements and any amount assumed forfeited.
Open calculator → Insurance & Risk PlanningMedical Expense Budget Calculator
Combine premiums, routine care, prescriptions, expected procedures, and a contingency into monthly and annual healthcare budget figures.
Open calculator → Insurance & Risk PlanningDental Insurance Value Calculator
Compare annual dental premiums and expected covered-service cost sharing with paying the entered service cost without the plan.
Open calculator → Insurance & Risk PlanningVision Insurance Value Calculator
Compare annual vision premiums, deductible, and entered plan benefit with the expected retail cost of exams, lenses, and frames.
Open calculator → Insurance & Risk PlanningEmergency Medical Fund Calculator
Set a medical cash-reserve target from entered cost sharing and out-of-pocket exposure, then calculate its funding gap.
Open calculator → Insurance & Risk PlanningLong-Term Care Cost Calculator
Project an entered daily long-term-care cost to a future start date and total it across a selected care period.
Open calculator → Insurance & Risk PlanningRenters Insurance Coverage Calculator
Add entered personal-property, temporary-living, and liability amounts, then compare the target with a current renters-policy limit.
Open calculator → Insurance & Risk PlanningHome Insurance Deductible Calculator
Compare annual premium savings from a higher home deductible with the added cash paid on an entered covered loss.
Open calculator → Insurance & Risk PlanningAuto Insurance Deductible Calculator
Compare annual premium savings from a higher auto deductible with the added cash retained for a covered claim.
Open calculator → Insurance & Risk PlanningUmbrella Insurance Need Calculator
Compare entered assets and selected future-income exposure with underlying liability limits to produce a scenario coverage gap.
Open calculator → Insurance & Risk PlanningFuneral Cost Savings Calculator
Build a funeral and final-expense target and calculate the monthly deposit needed after current savings and modeled yield.
Open calculator → Insurance & Risk PlanningWill Preparation Budget Calculator
Total entered attorney, filing, notarization, document, and future-update costs for an estate-document budget.
Open calculator → Insurance & Risk PlanningCharitable Giving Budget Calculator
Convert an entered giving percentage and planned special gifts into monthly and annual household giving allocations.
Open calculator → Insurance & Risk PlanningDonation Tax Benefit Calculator
Estimate a tax effect from the user-entered deductible portion of a donation and marginal tax rate without determining eligibility.
Open calculator → Insurance & Risk PlanningFinancial Independence Timeline Calculator
Calculate a portfolio target from spending not covered by other income and project when current savings and contributions may reach it.
Open calculator →